We advise on strategies to manage your affairs so as legitimately to mitigate liability to Capital Gains Tax, Inheritance Tax and Income Tax .
We can also advise on the tax implications of changes in residence or domicile*.
* The Financial Conduct Authority (FCA) does not regulate some forms of Inheritance Tax planning or tax advice.
We advise on all aspects of pension planning and management, including: pension funding strategies; personal pensions; pension fund management; SIPPS; income drawdown and phased retirement strategies**.
** The value of your pension can fall as well as rise which might mean you do not get back the full amount of your original investment.
We advise on all aspects of life assurance including term assurance, whole of life and income protection.
We research from the whole of the open market for the most competitive rates that we can find for you.
We advise on the investment products most suited to achieving your financial objectives and will monitor and report to you on how they perform, recommending changes where appropriate***.
The products we will consider include:
*** All investments carry an element of risk which might mean you do not get back the full amount of your original investment. Funds may be invested in currencies other than Sterling and some may defer encashment. The Financial Conduct Authority do not regulate Building Society Deposits or Trusts.
We charge fees for our services on a basis agreed with you before we start work.
Our fees for advising on investment strategy and investment management services are generally based on a percentage of the value of funds we invest and manage for you. Fees may be paid by cheque or direct transfer or, in whole or part, deducted from the funds invested.
Investments should be reviewed so they continue to meet with your objectives. The fees for this can change as it is based on the sum of money currently invested. You are able to change or cancel this service.
Other services, such as one-off advice on tax or life insurance, are available at a fee agreed with you.
Glossary of Terms
Please download our PDF to view our glossary of terms.